Title insurance is insurance against loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens. It is available in many countries but it is principally a product developed and sold in the United States. It is meant to protect an owner's or lender's financial interest in real property against loss due to title defects, liens or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.
Typically the real property interests insured are fee simple ownership or a mortgage. However, title insurance can be purchased to insure any interest in real property, including an easement, lease or life estate. Just as lenders require fire insurance and other types of insurance coverage to protect their investment, nearly all institutional lenders also require title insurance to protect their interest in the collateral of loans secured by real estate. Some mortgage lenders, especially non-institutional lenders, may not require title insurance.
The following focuses on title insurance as issued in the United States.
Home mortgage rates and real estate news - CNNMoney.com
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Alpine Title, LLC - Full service title insurance agency, serving southwestern Colorado from offices in Telluride; includes schedule of rates and fees, as well as tips for smooth closings.
Bankers Title - A full service lender-owned title insurance agency serving North Carolina and Virginia. Features products, service standards, and market area. Based in Richmond, VA.
Meta Description: [ Bankers Title is a title insurance provider serving Richmond, Virginia and the central Virginia area. ]
Chicago Title Company of Colorado - Offers comprehensive title insurance, escrow, and related real estate services in Colorado.
Meta Description: [ Chicago Title of Colorado offers comperhensive title insurance, escrow, and related real estate services, including subdivision, mapping, appraisal, credit, flood, disclosure, and homeowners insurance services. Through Premier Services, obtain property profiles and sales comps, and download real ... ]
Custom Title Services, LLC - Providing mortgage and owners title insurance policies. Features staff, services, rates. Based in Monticello, MN.
Meta Description: [ Providing mortgage and owners title insurance policies ]
Esquire Title Agency, Inc. - Offers title insurance throughout the state of New York.
Meta Description: [ Esquire Title Agency, Inc. is a full-service title insurance agency catering to the needs of the real estate professional. 1-888-ESQ-TITLE ]
Fidelity National Title Insurance Company - Real estate service companies that provides title insurance and other real estate-related products and services throughout the US.
Fidelity of Modesto - Provides title insurance and other title-related services. Features staff, FAQs, resources. Serves Stanislaus and Tuolumne Counties in California.
Investors Title Insurance Company - Title insurance company based in Chapel Hill, North Carolina.
Meta Description: [ Investors Title specializes in residential and commercial title insurance, 1031 exchanges, reverse exchanges, title agency management services and recently has diversified to include Trust and Capital Management Services ]
LandAmerica Financial Group - Offer policies to protect from outstanding liens and encumbrances on commercial and residential property; includes investor information, details on services, state resources, and career opportunities.
National Real Estate Information Services - US-wide - title insurance agency and appraisal management company offering settlement and default services.
Meta Description: [ For more than 20 years, National Real Estate Information Services (NREIS) has supported both the residential and commercial mortgage and real estate industries with a comprehensive portfolio of services, including title, appraisal and settlement services. ]
Old Republic National Title Insurance Group - Provides residential and commercial products across the United States; includes earnings reports, state regulations and FAQs, applications, and links.
Ticor Title Insurance Company - Provides title insurance services across the nation. Includes services, real estate forms, branch directory.
Washington Title Insurance Company - Underwrites title insurance for residential and commercial real estate throughout New York.
Meta Description: [ We are a full service Title Insurance Agency. ]
expense data from title insurance companies which would be used to set rates. Macaluso said some smaller companies might ...