A loan is a type of debt. All material things can be lent but this article focuses exclusively on monetary loans. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower. The borrower initially receives an amount of money from the lender, which they pay back, usually but not always in regular installments, to the lender. This service is generally provided at a cost, referred to as interest on the debt.
Acting as a provider of loans is one of the principal task for financial institutions. Traditionally, lending institutions were of the "bricks-and-mortar" type such The Bank of America or HSBC Bank, but increasingly, online financial instituitions such as http://www.creditcardbank.co.uk/acatalog/Personal_Loans.html in the UK and http://www.uscreditcardbank.com/acatalog/Personal_Loans.html in the USA, are becoming increasingly prevalent as "One-Stop-Shops" for personal and business finance sourcing. For other institutions issuing of debt contracts, such as bonds is a typical source of funding. Bank loans and credit are one way to increase the money supply.
Other types of debt include mortgages, credit card debt, bonds, and lines of credit. A mortgage is a very common type of debt instrument, used by many individuals to purchase housing. In this arrangement, the money is used to purchase the property. The bank, however, is given the title to the house until the mortgage is paid off in full. If the borrower defaults on the loan, the bank can repossess the house and sell it, to get their money back.
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Commercial Lending
Mortgages :: Financial Services
Loans :: Money Management

GovLoans.gov - Gateway to US federal government loan information, including agriculture, disaster relief, education, housing and veteran loans.
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1st Franklin Financial Corp. - A consumer finance company serving the Southeast.
All Home Credit - Offers a wide variety of loan programs for all types of credit.
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American Business Financial Services, Inc. - Originates, sells and services loans to businesses secured by real estate and other business assets for various business purposes.
American Capital Strategies, Ltd. - Provides commercial loans and finance advisory services to small and medium sized businesses.
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American General Financial Group - Providing loans, mortgages and retail financing to consumers and businesses.
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American Personal Loans - Offers secured and unsecured loans for good and bad credit.
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Augello Financial Services - Provides loan services for people with less than perfect credit.
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Blue Ridge Farm Credit - Financial cooperative provides agricultural loans to farmers and agri-businesses.
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Bridging Loan - Lagoon Bridging Loans and Finance - Fast decision, no fuss, no hassle. Rates
to suit all circumstances. Commercial and Residential
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BulletLoan - Offers financing nationwide through Household Bank, a federal savings bank.
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Capital+planning - CIPPlanner Corporation is the leader in web-based enterprise class software
for government agencies to manage their entire capital improvement and
maintenance programs from planning to implementation.
CareCredit - Offers a healthcare financing plan developed to assist both the patient and physician.
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CBF - Provides asset finance, business loans, and commercial and residential mortgages.
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Celtic Capital Corporation - Provides asset based capital loans and lending products to businesses.
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Citifinancial - Consumer finance company offering personal loans and mortgages.
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Discover Personal Loans - Fixed rate / fixed payment personal loans for various needs.
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E-Loan - Marketplace for mortgages, auto financing, credit cards and business financing.
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EMarginLoan.com - Provides margin loans against stock.
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Essex Credit Corporation - Provides RV and boat financing with short long terms available.
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Farm Credit Services - Provides financing for agribusinesses, farmers and rural residents.
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FinanceTracker Ltd - Arranges various types of financing for individuals and businesses.
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Genesis Group, Inc. - Nationwide church and non-profit financing company.
Meta Description: [ We can secure church financing, church loans and other nonprofit financing even when traditional
lenders deny your request. Request a free analysis online. ]
GetSmart - Enables consumers and businesses to search thousands of financial products.
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Heights Finance Corporation - Provider of small loans and real estate financing services.
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HELPcard - Provides a financing option for the private-pay portion of healthcare expenses.
Meta Description: [ The HELPcard® is healthcare financing. A credit card for medical, dental, eye, hearing and health expenses - patient financing at low monthly payments. ]
Household Direct - Offers mortgage refinancing, home equity loans and personal loans for homeowners.
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Independent Global Financial Services - Provides financing and investment services for individuals and companies.
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Intended Federal Funds Rate - Lists interest rate at which depository institutions lend balances at the Federal Reserve to other depository institutions.
Kendor Financial, Ltd. - Offers an extensive range of loan servicing products.
Meta Description: [ Loan Servicing Kendor Financial Services Loan Management provides comprehensive loan management for today's investor. We're your one source for loan servicing. ]
Lenders Interactive Services - Enables consumers and businesses to search lenders for financial products.
Meta Description: [ Mortgage Loans, Equipment Leasing, Financing, Commercial, Business, Working Capital, Free Credit Reports, Interest Calculator from Lenders Interactive ]
LendingTree - Allows consumers to obtain financial products from a multitude of lenders.
Meta Description: [ LendingTree: Online mortgage loan marketplace connecting you to a network of home loan lenders who compete for your business – home equity loans, home equity line of credit, refinance mortgage, auto loan ]
LoanBus - Offers a broad choice of customized loan solutions to meet clients' needs.
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Loans for Doctors - Provides financing programs for physicians and dentists.
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Doctors, Dentists, Physicians, Medical Residents and Interns, Medical Students and Osteopaths ]
Medallion Financial Group - Financing taxi medallions and other targeted industries.
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MediqFinancial.com - Offers cash loans to doctors and other licensed healthcare professionals.
Meta Description: [ MediQFinancial.com Providing financial services to the healthcare industry and others. We serve physicians, dentists, clinics, laboratories, imaging centers, surgi-centers, veterinarians, chiropractorsi, managed care companies, and independent practice associations ]
NARI Association - Offers loan programs to medical, dental and oesteopathic residents and interns.
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Doctors, Dentists, Physicians, Medical Residents and Interns, Medical Students and Osteopaths. ]
Nationwide Group of Financial Companies - Provides consumer and commercial loans, retail and auto dealer programs, and collections.
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New Horizon Financial Center - A loan broker offering a wide array of lending programs.
Meta Description: [ Business financing available nationwide. We work with direct lenders to get your business the financing it needs. We provide equipment leasing, asset based financing (factoring) unsecured signature loans and SBA loans. We also have links for consumer financing (credit cards, home loans, debt co... ]
PayForCamp.com - Offers families financing of summer tuition for camp, teen tours, and summer programs.
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Pioneer Military Lending, Inc. - Provides loans to active and retired military personnel worldwide.
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Private Investor Reserves Corp. - Provides mutual fund loans.
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Rives, Leavell and Company - Church and non-profit financing and investment services.
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Schulze and Associates, Inc. - Financial agency offering asset based loans and equity funding.
Meta Description: [ Schulze and Associates, Inc. was established in 1980 as a financial agency for asset based loans and equity funding. ]
SMB Finance Ltd - Helps to arrange commercial and residential funding. London, United Kingdom.
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Student Market - Provides information on federal stafford and federal plus student loans.
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StudentLoan.com - Citibank - Lender offers financial aid, grant and scholarship information.
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The Norwood Group Inc. - Financing programs include credit lines, payday loans and secured accounts.
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Today's Money - Resource center for information on venture capital and real estate investments.
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Turfloan.com - Provides financing for athletic facilities across America.
USA Financial A - Provides loans for active duty members of the United States military.
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Washington Mutual Finance - Offers personal, auto, and home equity loans across the United States.
Wells Fargo Financial - Offers personal loans for quick access to cash, bill consolidation, and unexpected expenses.
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World Credit Find - A worldwide referral network of lenders specializing in a wide range of financing programs.
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WorldBusiness Capital, Inc. - Issues loans to U.S. companies doing business in global emerging markets. Includes country coverage and client news.
Yellowloans.co.uk - Provides loans for UK residents on a secured and unsecured basis.
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