A loan is a type of debt. All material things can be lent but this article focuses exclusively on monetary loans. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower. The borrower initially receives an amount of money from the lender, which they pay back, usually but not always in regular installments, to the lender. This service is generally provided at a cost, referred to as interest on the debt.
Acting as a provider of loans is one of the principal task for financial institutions. Traditionally, lending institutions were of the "bricks-and-mortar" type such The Bank of America or HSBC Bank, but increasingly, online financial instituitions such as http://www.creditcardbank.co.uk/acatalog/Personal_Loans.html in the UK and http://www.uscreditcardbank.com/acatalog/Personal_Loans.html in the USA, are becoming increasingly prevalent as "One-Stop-Shops" for personal and business finance sourcing. For other institutions issuing of debt contracts, such as bonds is a typical source of funding. Bank loans and credit are one way to increase the money supply.
Other types of debt include mortgages, credit card debt, bonds, and lines of credit. A mortgage is a very common type of debt instrument, used by many individuals to purchase housing. In this arrangement, the money is used to purchase the property. The bank, however, is given the title to the house until the mortgage is paid off in full. If the borrower defaults on the loan, the bank can repossess the house and sell it, to get their money back.
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Associates - A financing consultant business specializing in asset based loans for small businesses.
Meta Description: [ Businesses looking for financing and or solutions to their financial problems will find this site helpful. ]
Rosenthal Inc. - Founded in 1938 RR is a privately-held asset based lending company and the principal unit of the Rosenthal Group.
Abacus Capital, L.L.C. - Provides lines of credit based on receivables. Based in New Jersey.
Meta Description: [ Best Refinancing Options ]
ABL Services Directory Journal - The first and only website in the asset based lending finance industry dedicated to providing current news and information everyday
Meta Description: [ An online resource for commercial finance professionals. Daily business articles on asset-based lending, business financing, financial job opportunities and financial news. ]
Account Funding, Inc. - Established firm dedicated to providing financing accounts receivables to growing businesses
Meta Description: [ Account Funding, a leading financing and accounts receivable factoring firm, helps small to mid-size businesses to effectively grow and compete.
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AETNA Capital - Aetna Capital provides asset based loans starting from just $100,000 to $1,000,000 plus fundings. Aetna Capital can provide the financing to make your company prosper.
American Capital Resources Inc. - AMCAP works with businesses to identify the type of asset-based loan that fits their business circumstances and then presents the information to a variety of specialty lenders.
Arnold Shipping Finance - We are a highly focused and well connected Shipping Finance house located within easy reach of the City of London and the main players in the International shipping markets.
Asset Based Consulting Group - Consulting firm representing asset based lenders and their clients. Principal work consists of collateral field audits (examinations) and workout management.
Meta Description: [ Asset Based Consulting Group ]
Asset Finance International - A monthly magazine with news driven content on cross border leasing, big ticket leasing and lease securitisation. Sectors covered include aircraft, rail, utilities, shipping and transport infrastructure.
Burdale Financial Ltd - A majority owned subsidiary of Wachovia Corporation that offers comprehensive asset based lending services. London and New York offices.
Meta Description: [ Burdale Financial Limited is a leader in the field of Comprehensive Asset Based Lending (CABL) and is a wholly-owned subsidiary of Bank of Ireland. ]
Capital Resource Funding Group - Provides asset-based lending and accounts receivable funding for business and medical groups
CapitalPlus - Focusing on meeting the invoice factoring needs of our clients.
Meta Description: [ Invoice Factoring - CapitalPlus is an invoice factoring service company that focuses on meeting needs of our clients ]
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Carriage Financial - The financial services division of Carriage International, Inc. Formed in 1981 we provide asset based loans from $2 million to $100 million.
Meta Description: [ Corporate Finance ]
Commercial Capital Lending, LLC. - Commercial factoring company specializing in accounts receivable funding and providing working capital for companies to grow.
Meta Description: [ Commercial factoring company specializing in accounts receivable funding and providing working capital for companies to grow. ]
Commercial Finance Association - Trade group representing the asset-based financial services industry.
Continental Business Credit - Provides asset based loans and factoring services to manufacturers, distributors and service companies.
Factoring Loans Now - Consultant helping companies find the best asset-based lines of credit.
Meta Description: [ factoring-loans-now.com ]
Fairway Commercial Credit, Inc. - FCC specializes in lending to other asset-based lenders. Revolving lines of credit, participation and syndication finance. Created by lenders for asset-based lenders.
Meta Description: [ FCC specializes in lending to other lenders. Revolving lines of credit, participation and syndication finance. Created BY lenders FOR lenders. ]
Finacity Corporation - purchasing and servicing trade accounts receivable for middle market companies with annual sales of $50 to $500 million.
Meta Description: [ Finacity is a specialty finance company founded through the collective efforts and investment capital from strategic partners. With its partners, Finacity has developed a world-class, capital markets execution platform specifically designed to make receivables securitization less complex, operati... ]
FinSoft, LLC - Software engineering and consulting company that specializes in asset based lending and commercial finance software applications for audit, data analysis, factoring and accounting analysis.
Meta Description: [ Asset Based Lending Software for ABL audit due diligence, data analysis, PDF2XL, PDF Conversions, downloading, receivable ineligible calculations, factoring, examinations, look-through, file conversions for commerical finance ]
First Asset Based Lending Group - Corporate financial services and asset based loans for mid to large size companies.
Meta Description: [ Factoring trucking companies transportation factors manufacturing factor distribution factoring wholesale printing staffing industry accounts receivables financing apparel fashion factoring asset based lending corporate finance loans ]
First Capital - Specializes in providing Traditional Factoring, Asset-Based Lending and Discount Factoring for growing and emerging private and public companies.
Meta Description: [ A leader in Asset-Based Lending, Traditional Factoring and Discount Factoring, First Capital provides working capital to help businesses grow. Financial solutions include accounts receivable financing, hedge fund lending and inventory financing with prompt, professional and reliable service. ]
Fordham Financial Services, Inc. - Offering financial services in the areas of purchase order financing, asset-based loans on existing inventory, equipment and machinery.
Meta Description: [ invoice discounting, commercial finance, account receivable financing, account receivable factoring, asset based lending, factoring business, receivables factoring, factoring company ]
Fountainhead Funding - Offering alternative non-bank asset based loans through a vast network of top-rated sources throughout the US.
Meta Description: [ accounts receivables factoring funding business loans financing tampa florida fl asset based lending loans cash flow AR invoice discounting notes note working capital lines credit receivable owner commercial real estate lenders clearwater orlando ]
Franklin Capital Puritan Finance Corp - Provides asset-based lending and commercial finance alternatives.
Meta Description: [ invoice factoring, purchase order financing, accounts receivable factoring, accounts receivable financing, factoring company, commercial finance, receivables factoring, equipment refinancing ]
Funding Network of America - Providing working capital for businesses nationwide. Start ups welcome.
Meta Description: [ As diversified commercial brokerage firm, we have the ability to fund a wide range of commerical projects with excellent rates and terms for every client's need.
We take pride in making the loan process as easy and painless as possible for our clients. We have personalized customer service and ... ]
GE Capital Commercial Finance Ltd. - Europe - Provider of asset based funding for large commercial accounts.
Meta Description: [ ge capital commercial finance europe, funding solutions in italy, france, uk ]
Global Funding Inc. - National and International corporate investment loans from US$1 Million to US$200 Million.
Meta Description: [ International Loans Construction Development Mergers Asset Based Hard Money Refinance Purchases Worldwide Finance Fast Loans Personal USA Loans Credit Lines ]
Integrity Payment Systems - Specializing in providing loans on credit card sales, accounts receivable factoring and purchase order financing.
Meta Description: [ Get a short term business cash advance against your future credit card sales. An alternative for businesses who cannot get bank financing. ]
Ken Kaplan Inc. - Asset based solutions for growing companies.
Meta Description: [ Action-oriented web site design for small and medium-sized companies. We'll help you design, build, and promote your products and services. ]
Maple Financial Group - Founded in 1986. Today they have over 400 employees, assets of $19 billion and offices in Toronto, New Jersey, Maryland, Frankfurt, London, Milan, and Amsterdam.
Martin Jay Financial Services - Credit card cash advances for restaurants and retail store owners.
North Fork Business Capital - Provides asset-based revolving lines of credit and term loans to middle market companies. Several US locations.
Meta Description: [ North Fork Business Capital provides asset based revolving lines of credit and term loans to middle market companies seeking capital using their assets as collateral. We provide lines of credit from $5 million to over $100 million, secured by accounts receivable, inventory, machinery & equipment... ]
Northumbria Finance - Independent Finance Broker Providing Finance For Machinery, Equipment, Vehicles IT Systems
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Pre-Banc Business Credit, Inc. - Provides asset based loans.
Meta Description: [ Pre-Banc is a privately capitalized, locally owned, non-depository lending institution. Our lending focus is on small to middle-sized businesses with working capital needs from $20,000 and up. ]
Presidential Financial - Lender providing short-term working capital lines of credit of $25,000 to $1,250,000 for businesses that currently cannot qualify for conventional bank financing.
Meta Description: [ Presidential Financial is a national asset-based commercial and healthcare finance company that lends working capital secured by borrower's accounts receivable ]
Proven Solutions Inc. - Consulting firm with over 20 years experience finding asset based lending and information technology solutions for retailers.
Quantum Corporate Funding, LTD - Asset based lending programs designed to give entrepreneurs access to the working capital that's tied up in the company's balance sheet.
Rexford Funding - Providing asset-based lending services to business with revenues up to 10 million dollars.
Meta Description: [ Invoice factoring company provides working capital factoring – Rexford Funding. Invoice factoring puts working capital in your hands. ]
RFR Capital, Inc. - Asset based lender in this fast growing cash flow industry.
Meta Description: [ leader in this fast growing industry by offering modern cash flow alternatives to age old financial problems and uncertainties ]
Sovereign Funding Group - Asset based lender and buyer of structured settlements, real estate notes, lawsuit advances, business notes and other cash flow streams.
Meta Description: [ Nationwide Invoice Factoring Company, Buyer of Structured Settlements and Real Estate Notes. We Provide working capital solutions and cash advance services for businesses of all sizes with accounts receivables financing (factoring) equipment leasing, Invoice Factoring, Business Note Purchase Orde... ]
Spectrum Commercial Services Company - Provides asset based lines of credit.
Textron Financial Corporation - A 40 year old $11 billion global, multi-industry company focused on delivering asset-based lending inspired solutions to its customers.
Meta Description: [ Textron Financial Corporation is a diversified commercial finance company with more than 35,000 customers whose businesses have benefited from our asset-based lending, distribution, resort, aircraft, golf and structured finance solutions. We provide financing solutions that have helped thousands ... ]
Trump Lender Services, Inc. - Offering expert field examination services for commercial and asset based lenders.
Meta Description: [ Trump Lender Services offers expert field examination services for commercial and asset based lenders. ]
USA Funding, Ltd. - Specializes in Asset Based Lending along with bridge loans and spot factoring for small to medium sized businesses
Meta Description: [ USA Funding, Ltd. provides nation-wide accounts receivable financing, factoring, inventory sublines, and commercial loans to a broad range of manufacturers, wholesalers, distributors and service companies, in Dallas, Houston, Denver, Los Angeles, Atlanta, Texas, California, New York, New Jersey, ... ]
Westgate Financial Corp. - Provides non-recourse accounts receivable financing and purchase order funding to small businesses which sell goods or services to commercial account debtors on credit terms.
Meta Description: [ Westgate Financial has become a leader in accounts receivable funding, factoring, cash flow and purchase order funding and letters of credit industries. We have financed over one billion dollars in commercial transactions. ]
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